TERMS OF SERVICE

As a user or member of the Site, you herein acknowledge, understand and agree that all information, text, software, data,
photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted and/or transmitted,
is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely
responsible for any and all content posted, uploaded, emailed, transmitted or otherwise made available by way of the ISW
Services, and as such, we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that
by use of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any content
posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or
otherwise made available by ISW.

Furthermore, you herein agree not to make use of I SMART WEB’s Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed unlawful,
harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another’s
privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;
b) causing harm to minors in any manner whatsoever;
c) impersonating any individual or entity, including, but not limited to, any ISW officials, forum leaders, guides or hosts or
falsely stating or otherwise misrepresenting any affiliation with an individual or entity;
d) forging captions, headings or titles or otherwise offering any content that you personally have no right to pursuant to
any law nor having any contractual or fiduciary relationship with;
e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent,
copyright, trademark, or any other proprietary or intellectual rights of any other party;
f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to
offer pursuant to any law or in accordance with any contractual or fiduciary relationship;
g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized advertising,
promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any such areas that may have been
designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other
computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of
any computer software, hardware, or telecommunication equipment;
i) disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other
users’ ability to participate in any real time interactions;
j) interfering with or disrupting any I SMART WEB Services, servers and/or networks that may be connected or related to
our website, including, but not limited to, the use of any device software and/or routine to bypass the robot exclusion
headers;
k) intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited
to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any
rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange,
the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;
l) providing informational support or resources, concealing and/or disguising the character, location, and or source to any
organization delegated by the United States government as a “foreign terrorist organization” in accordance to Section
219 of the Immigration Nationality Act;
m) “stalking” or with the intent to otherwise harass another individual; and/or
n) collecting or storing of any personal data relating to any other member or user in connection with the prohibited
conduct and/or activities which have been set forth in the aforementioned paragraphs.

I SMART WEB herein reserves the right to pre-screen, refuse and/or delete any content currently available through our
Services. In addition, we reserve the right to remove and/or delete any such content that would violate the TOS or which
would otherwise be considered offensive to other visitors, users and/or members.
I SMART WEB herein reserves the right to access, preserve and/or disclose member account information and/or content if it
is requested to do so by law or in good faith belief that any such action is deemed reasonably necessary for:

a) compliance with any legal process;
b) enforcement of the TOS;
c) responding to any claim that therein contained content is in violation of the rights of any third party;
d) responding to requests for customer service; or
e) protecting the rights, property or the personal safety of I SMART WEB, its visitors, users and members, including the
general public.

I SMART WEB herein reserves the right to include the use of security components that may permit digital information or
material to be protected, and that such use of information and/or material is subject to usage guidelines and regulations
established by I SMART WEB or any other content providers supplying content services to I SMART WEB. You are hereby
prohibited from making any attempt to override or circumvent any of the embedded usage rules in our Services. Furthermore,
unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services,
despite whether done so in whole or in part, is expressly prohibited.